After helping our clients get the right strategies and structures in place we put significant emphasis on investment advice and ensuring the portfolio is tailored to the individuals needs.
We commence with a risk profile and that drives the broad asset allocation of the portfolio. We aim to produce a portfolio on the efficiency frontier maximising the possible return relative to the risks that is appropriate for our client to take. Preserving capital is always our priority. Considerations are the clients tolerance to risk, time frame and the willingness to accept volatility.
Through our investment process we consider our clients goals and aim to help them achieve their aspirations in the medium and long term. As part of our investment advice, we focus on minimising costs of investing, finding the best funds to achieve tax effective portfolios, minimise risk at a number of levels and continuously review the results.
We recognise we are in a world that is changing rapidly and a client’s portfolio like their lives never stand still. As a result, our investment advice is tailored to those who want a pro-active approach to managing their assets.
Our Investment Philosophy
- Preservation of capital is our number one priority.
- Investment returns are more predictable over lengthier periods of time.
- Investments go up and down, to achieve higher returns it is essential to accept volatility.
- There is a direct relationship between risk and return.
- Investment and administration expenses reduce returns and we endeavor to minimise costs wherever possible.
- Investment diversification reduces risk.
- Liquidity of investments should never be ignored.